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Dental treatment is an excellent investment in an individual's medical and psychological well-being. Financial considerations should not be an obstacle to obtaining this important health service. Being sensitive to the fact that people have different needs in fulfilling their financial obligations, we provide the following payment options:
1. Care Credit
- No initial payment.
- Payment plans up to 24 months with low monthly payments and no-interest.
- Additional payment plans are available.
- Prepayments can be made anytime without penalty.
- Fast and confidential service by phone or on-line at their secure website.
- Good credit standing required.
2. Payment in Full
Payment in full is required when treatment is rendered. For your convenience, we accept the following major credit cards:
3. Cash
We also accept cash or cashiers check for in house payment. NO PERSONAL CHECKS ARE ACCEPTED.
4. Recurring Payment via Retriever
- Must use any of the above major credit cards.
- Pre-authorize form filled prior to treatment.
- Re-curring charges made monthly to card on file securely and a minimum of $500 patient portion for treatment to use this option, and not exceed $2,000.
- 3, 6, and 9 month payment plan options available.
- Great option when a new form of credit can not be obtained and existing credit card has the available funds to proceed with treatment.
Our Financial Policy
We are committed in treating your dental needs in a successful manner. Please understand that payment of your bill is considered a part of treatment, and full payment is due at the time service is rendered.
Non-Managed Care Insurance
We may accept assignment of insurance benefits after your first visit, if your deductible has been met. However, we do require your percent of the bill to be paid at the time of service. The balance is your responsibility whether the insurance company pays or not. We cannot bill your insurance company unless you give us your insurance information which will be needed when making your first dental appointment. Your insurance policy is a contract between you and your insurance company. It is the responsibility of the patient to be fully informed of their dental coverage and terms prior and during any treatment. The information received by our staff is only a brief breakdown and narrative of the dental insurance coverage.
Insurance Plans We Participate In
We are in-network and participate with most PPO insurance companies. All co-pays and deductibles are due at time of service. In the event that your insurance coverage changes to a new plan where we are not participating providers, refer to the above statement. It is the patients responsibility to be aware and understand the full terms of information regarding co-pays deductibles, and estimated payments, but if at any time, the insurance does not pay or underpays for services rendered, insurance balance becomes patients full responsibility. Any unpaid balance from insurance, must be paid within 90 days. After 90 days, the balance will accrue an additional fee of the balance and will be transferred to the First Federal Credit Control Agency, at which time patient will have to contact them directly to clear balance and prevent further damage to their credit standing.
Usual and Customary Rates
Our practice is committed in providing the best treatment for our patients and charge what is usual and customary for our area. You are responsible for payment regardless of any insurance company's arbitrary determination of usual and customary rates.
Insurance Filing
As part of our service, we may file your insurance claim for you. At the time that treatment options are presented to you, an estimate of the portion that the insurance will pay will be explained. It is important that you understand that the estimate may not accurately represent the actual payment and we recommend you contact your insurance company directly. We pledge to you that we will never mislead you in any way. We are here to help.
Rescheduled/Cancelled/No Show Appointments
There will be a $75.00 fee applied to your account for any appointments broken or canceled without a 24-hour notice. We understand that there are instances were emergency situations arise, therefore we offer a one-time courtesy for such occurrence. Any broken appointment fees must be paid before any new non-emergency appointment is given.